Banking & Financial Services

Fletcher & Adams is one of the leading banking and financial services law firms, advising domestic and foreign banks, insurance companies, credit card companies, mortgage bankers, investment banks, investment management companies and investment advisers, plus other financial institutions on regulatory and litigation, as well as transactional, matters.

Our clients tell us that the current financial and regulatory environment makes it more important than ever for their law firms to have sophisticated bank regulatory capabilities, an in-depth understanding of the financial markets and industry-specific litigation expertise. Additionally they tell us that the breadth of our practice and this combination of expertise and experience is among the key reasons why they have come to rely on us.

Many global financial institutions turn to us for advice on bank regulatory matters. Our bank regulatory and financial services practice is one of the best in the U.S. On any given day, we will provide advice to clients on privacy, money laundering, consumer financial services, commercial and retail banking, and regulatory capital issues.

It is fair to say that we have played a role in shaping the evolution of financial services law in the United States. We have been involved in federal legislative and regulatory initiatives involving or affecting banking for many years, including proposals addressing bank powers, the regulation of consumer lending, fair lending, mortgage lending reform, privacy and information sharing, electronic fund transfers and other payment systems, capital requirements and other matters affecting the banking industry.

The firm has an unparalleled retail banking practice that includes assisting clients in the development of a broad range of innovative banking and mortgage products, and the expansion of financial activities by non-traditional financial service companies.

There are few firms in the United States that have combined expertise in financial services, with highly evolved work in capital markets, debt trading, derivatives, financial product structuring, investment management and restructuring. We are one of those few.

The firm represents banks and other financial services clients throughout the United States and globally in both federal and state court matters. Our lawyers have been at the forefront of consumer class action litigation in the financial services industry, successfully representing banks and other financial services companies in numerous suits involving deposit and checking accounts, credit cards, real estate, mortgage transactions, consumer loans, loan-related fees, mortgage insurance, auto loans, ADR clauses and other consumer relationships.